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  • Impact of AIDS on Company Operations
    homogeneous risk group, whereas actually there are two primary risk groups at present: IV drug abusers and male ... groups, including sexual partners of those in the primary risk groups. It would be extremely difficult to ...

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    • Authors: Michael Cowell, John B Dinius, Ardian Gill, Douglas Szper, Nancy J Wing
    • Date: May 1988
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Demography>Mortality - Demography; Life Insurance>Underwriting - Life Insurance
  • Risk Classification Policy Issues - Life Insurance
    volume of female coverage increased the urgency for direct recognition of mortality differentials. Pricing ... their health. My experience is that most people care less about mortality statistics; more likely to ...

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    • Authors: John H Cook, Michael Cowell, Linda B Emory, Courtland C Smith, Charles A. Ormsby
    • Date: May 1981
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Underwriting - Life Insurance